Tokenization

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In a Nutshell

Tokenization lets you securely store and reuse a customer’s payment info via a unique token, so they don’t have to enter their card details every time.

Tokenization makes payments faster and more secure by converting sensitive card details into a non-sensitive, reusable token. This token can be used to initiate future transactions without re-entering card information—ideal for recurring payments, subscriptions, and faster checkouts.


How It Works

Tokenization involves three main steps:

  1. Register the Payment DetailsSecurely collect and send the card information via the Tokenize Charge API to generate a unique token.

  2. Use the Token for PaymentsInstead of sending card data again, simply reference the token in future transactions.

  3. Revoke When NeededDelete or disable the token when it's no longer required (e.g., subscription canceled or card expired).


Benefits of Tokenization

  • ⚔ Frictionless CheckoutRepeat customers can pay faster—no need to retype card info.

  • šŸ” Recurring TransactionsPerfect for subscriptions, memberships, and billing cycles.

  • šŸ”’ Improved SecurityCard data isn't stored on your servers—only the token is, reducing your data risk.

  • šŸ“‰ Simplified ComplianceYou reduce your PCI-DSS obligations by not handling raw card data.


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Good to Know

Each token is tied to a specific customer and can only be used within your Transactpay account—preventing misuse outside your environment.


Next Steps After Tokenization

Once you’ve integrated the Tokenize Charge API:

  • āœ… Verify the TransactionUse the Verify Order API to confirm status and metadata.

  • āš ļø Handle Errors GracefullyAnticipate network issues, expired cards, or validation errors.

  • šŸ“£ Notify Your UserDisplay confirmation or failure messages, and guide next steps.

  • šŸ—ƒļø Update Your BackendLog the token, transaction details, and customer ID in your system.


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